The National Association of Credit Union Service Organizations (NACUSO) was formed in 1985 to help credit unions explore the use of CUSOs and the delivery of non-traditional products and services. Over the years, NACUSO’s focus has evolved to helping credit unions form multi-owned CUSOs and participate in collaboration and the cooperative business model.


NACUSO Network

We are collaborative by our very nature, and we bring like-minded leaders together in a fun, informative and productive environment. In 2012 we debuted the Next Big Idea Competition. Loosely patterned after ABC’s Shark Tank TV show, we invite organizations to apply to present their innovative solutions for credit unions or CUSOs on stage in front of a panel of judges. Since 2016 we’ve also offered facilitated Partner Connection Sessions. If you’ve ever thought about investing in, starting or just participating in a CUSO, you’ll want to attend these one-of-a-kind matchmaking sessions.


Our highly competitive marketplace and the industry’s changing regulatory environment require our businesses to work faster and smarter. Therefore, the synergy between credit unions and CUSOs has never been more important. The treasury of knowledge offered by NACUSO and shared among its membership is more relevant than it has ever been in NACUSO’s three decade plus history. 


NACUSO has become the leading CUSO Regulatory Advocate with a long partnership history with firms such as Messick Lauer & Smith P.C. and Dollar Associates, LLC. Together we’ve been addressing issues that affect both credit unions and CUSOs such as the MBL Cap, NCUA’s CUSO Regulations, NCUA’s Risked Based Capital Regulations, etc. NACUSO is focused on ensuring that the credit union movement will be able to utilize and benefit from CUSOs for years to come.


NACUSO has evolved from an organization in 1985 that provided education and advice on the formation and operation of CUSOs to one that helps credit unions collaborate, innovate, and build business networks. NACUSO adapted to meet the changing need of the credit union industry. Today, NACUSO is “an educational organization comprised of a network of collaborators and innovators that embrace a positive industry message and amplifies the voice of credit unions and CUSOs by providing resources to help people collaborate, identify opportunities, build businesses, find solutions, and get things done.”

Opportunities Abound with NACUSO Business Services

NBS identifies Promotion Partners that provide significant value through collaborative business models. In the NACUSO Marketplace, NACUSO Members have a virtual 24 x 7 booth that provides extensive information on their services. The searchable database enables credit unions to quickly identify potential service providers and CUSOs that are open to investments.

Save the Dates for next year’s NACUSO Network Conference at Wynn Las Vegas. April 14-17, 2025

Members of NACUSO believe that innovation coupled with collaboration are the means by which credit unions can transform themselves and achieve a new level of success, and combine the best elements and advantages of free-market theory with traditional credit union philosophy.


What Members and Attendees have to say about Membership and the NACUSO Network Conference….

As the only trade association serving CUSOs, and their collaborative credit union owners, we understand the value of connecting like-minded people in the spirit of innovation and collaboration.

That’s why we partnered with Callahan and Associates to build the CUSO Analyzer database.

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